Financing Platform

Direct property financing, channelled through the group's own platform.

InvestBnB uses a dedicated digital platform to finance selected short-term rental properties directly through investor capital, without relying on banks or other external lenders. The platform launches as Homera.eu on 1 September 2026.

Purpose

A capital channel built around the underlying property.

Each financing on the platform is tied to a specific InvestBnB property. Investor capital funds the project directly, the property remains under the group's selection, structuring and operating discipline, and investors receive transparent documentation and reporting throughout the investment period.

  • 01

    Property by property

    Capital is raised for one defined real estate project at a time, not for a blind pool or a general fund vehicle.

  • 02

    Independent of bank lending

    Selected properties are financed directly via investor capital instead of relying on bank loans or other external lenders.

  • 03

    Transparent project documentation

    Investors receive project-specific information, documentation and reporting for the financing they participate in.

How investors participate

Designed for retail investors. Fixed interest. No ownership.

Two principles shape the investor side of the platform: it is open to retail investors with relatively small ticket sizes, and it works on a fixed-interest logic. Investors fund a defined property financing and receive a fixed interest return on their capital.

Retail investor access

The platform is designed for retail investors who can commit relatively small amounts of capital to selected InvestBnB property financings, subject to applicable access, suitability and eligibility requirements.

This page describes the platform on a general level. Specific financings, their terms and any associated risks are presented inside the platform itself, in line with applicable eligibility requirements.

Investor journey

From onboarding to reporting, project by project.

How a property financing is presented on the platform and how an investor moves through the process.

Security and group role

Mortgage-backed security, linked to the underlying property.

Each property financing on the platform is intended to be supported by mortgage-backed security linked to the underlying real estate. The security is tied to the specific property financing and documented at project level.

01

Mortgage-backed

Each financing is intended to be supported by a mortgage on the underlying property, registered in the relevant jurisdiction.

02

Property by property

Security is tied to the specific real estate financed, not pooled across unrelated projects.

03

Project-level documentation

Security, financing terms and investor documentation are presented for the specific property financing, not as a pooled portfolio claim.

A separate entity

Operated by a dedicated subsidiary, fully owned by the group.

The platform is operated by a dedicated subsidiary wholly owned by InvestBnB Switzerland AG. It is separate from this corporate website and creates a clear boundary between property operations and investor-facing platform processes.

Physical execution

Operating company

InvestBnB Switzerland AG holds and operates the properties as hospitality assets.

InvestBnB Switzerland AG

Operations and financing live in different entities, with one shared group standard.

Digital execution

Platform subsidiary

A wholly-owned subsidiary operates the financing platform and handles investor-facing processes under the Homera.eu brand.

Investor suitability

Access is subject to eligibility requirements.

Access to specific financings on the platform is reserved for investors who meet the applicable suitability and eligibility requirements. This corporate website does not present individual investment opportunities and does not accept investments. Detailed terms, risk information and investment documents are available only on the platform.

Launching as Homera.eu

1 September 2026

Homera.eu will be the group's dedicated platform for selected property financings. Until launch, platform-related enquiries can be submitted through the contact page.